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Jonipay — A Business OS One Platform. Every Payment. Total Control.For any industry.

Africa’s advanced business OS — secure payments, smart terminals, and POS built to grow with your industry.

JoniPay brings together everything your business needs — from secure payments to smart management — so you can focus on growth while we handle the technology.

Powerful Solutions, One Platform

Wallet

Terminal

Cards

POS

Modern Payments, Made Smarter with JoniPay

Experience the future of transactions with JoniPay’s advanced payment solutions — designed for speed, flexibility, and security, so your business never misses a moment.

Contactless Payment

Tap and go with secure, lightning-fast technology — no cash, no cards, no delays.

QR Code Payment

Scan to pay with dynamic QR codes, simplifying transactions for both customers and businesses.

Voucher Payment

Accept digital vouchers for promotions, loyalty programs, and alternative payments — easily managed within the app.

Wallet Transfers

Send and receive money instantly within the JoniPay ecosystem or between banks, creating a seamless cashless experience.

Industry-Custom POS

From supermarkets to transport and healthcare, our smart POS is tailored to the way your business works — with tools that match your workflow.

Unified Payment System

Accept payments through contactless NFC, QR codes, digital vouchers, and bank transfers — whether from the JoniPay app, card, or terminal.

Real-Time Business Dashboard

Track sales, inventory, payments, and customer data in one place. Make smarter decisions with live analytics at your fingertips.

Everything You Need, In One Powerful Platform

JoniPay brings together the tools you need to manage, scale, and streamline your business — all in a single, integrated solution.

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Redefining Payments for the Modern Business

Follow these simple steps to unlock a faster, smarter, and more secure way to manage your money and payments:

How to Get Started with JoniPay

1
Download the App
Get the JoniPay app from the Google Play Store or Apple App Store and install it on your smartphone.
2
Create Your Account
Sign up quickly, complete your KYC verification, and get ready to access all features securely.
3
Fund Your Wallet
Top up your JoniPay wallet easily — either directly through the app or from your linked bank account.
4
Request Your JoniCard
Order your personalized JoniPay NFC card and have it delivered straight to your doorstep.
5
Activate and Pay
Fund your JoniCard through your wallet and start making fast, secure, and contactless payments anytime, anywhere.

Frequently Asked Questions (FAQ)

What is JoniPay?

JoniPay is a complete business platform that combines mobile wallets, contactless payments, smart POS, and advanced terminals to simplify payments and business management across industries.

How can I start using JoniPay?

Simply download the JoniPay app from the App Store or Play Store, create an account, complete your KYC verification, and start funding and managing your wallet.

What payment methods does JoniPay support?

JoniPay supports NFC contactless payments, QR code payments, voucher payments, wallet-to-wallet transfers, and direct bank transfers.

Can I request a physical card with JoniPay?

Yes, after setting up your account, you can request a personalized JoniCard, which will be delivered to your address for secure and fast payments.

What industries can use JoniPay?

JoniPay is built for multiple industries including retail, supermarkets, filling stations, healthcare, transportation, and more — with customized POS solutions for each sector.

Is my data and money safe with JoniPay?

Absolutely! We use enterprise-grade encryption, comply with NDPR and GDPR standards, and maintain secure cloud backups to protect your data and transactions.

Your Business Deserves More Than Just a Payment App

Take control, move faster, and grow smarter with JoniPay — the African-made platform that transforms how you manage and scale your business. Don’t just keep up. Lead the future.